Money Credit Loan Bank, consider carefully first!

I want to tell a little about what I saw and heard today about Money Credit Bank Loans, Credit Loans Particularly in Indonesia, as consideration for my bank loans have a few points that could be considered, these points are:

The first point, This is one great credibility in the eyes of the bank. While other people take care of problems of money to a bank loan, he even offered aggressively by the bank to borrow money. This is possible since he had always had good relationships with banks, so that the bank is actively doing "fetch the ball" offer loan facilities to the people who like this credible.

The second point, I'm reminded of the business principle of "Tao Zhu Gong", namely: "Do not be Greedy'll loan". We know that the debt / loan is the "fresh blood" which, if channeled into the business we can improve our business performance. In fact, apart from that there is a saying "debt is noble". On the one hand it was true. But we must be careful in a liability trap here, because of sluggish economic conditions, people's purchasing power is weak due to the impact of rising fuel and other basic needs, borrowing money to the bank one-one gives a negative effect on our business.

For example: although additional funds may be used to increase production or business expansion, say results of the products we produce increases, if we can sell all the products we produce to market? Given the market absorption capacity for products and services weakened. In the end we will have difficulty in cash flow, so that the loan money is not the problem, but only made his head dizzy added, because of the problem of selling products and earn cash + profit, on the other hand the loan and interest had begun to be repaid.

The third point, although the situation more difficult, but if we're confident and have analyzed in detail, we might receive the loan money from others, but we must be able to optimize the money so no one in use and 'not bad'. Before receiving the loan money, the use of the money had to be thought through carefully, because with a loan of money, means that one side can improve and increase our business performance, which we hope ultimately affect the increase in turnover, but we must be extra careful here, because on the other hand, if we misstep, we could lose our house as collateral.

Good numeracy and make decisions for credit loans

Money Credit Loan Bank, consider carefully first!

Posted in: Credit Loan